100% financing with no down payment (USDA loan program offers no down based upon certain qualifying factors)
Properties must be located in eligible rural areas (generally towns with a population of 20,000 or less that are removed from an urban area)
No cash reserves are required
Borrowers are not required to be first time homebuyers
No Loan limit restrictions
Minimum credit score of 620 from most lenders
Please visit our Disclosures page for more details for all loan types.