- 100% financing with no down payment (USDA loan program offers 0% down based upon certain qualifying factors)
- Flexible Underwriting!
- Properties must be located in eligible rural areas (generally towns with a population of 20,000 or less that are removed from an urban area)
- No cash reserves are required
- Borrowers are not required to be first time homebuyers
- No Loan limit restrictions
- Minimum credit score of 620 from most lenders