USDA

  • 100% financing with no down payment (USDA loan program offers no down based upon certain qualifying factors)

  • Flexible Underwriting!

  • Properties must be located in eligible rural areas (generally towns with a population of 20,000 or less that are removed from an urban area)

  • No cash reserves are required

  • Borrowers are not required to be first time homebuyers

  • No Loan limit restrictions

  • Minimum credit score of 620 from most lenders

Please visit our Disclosures page for more details for all loan types.